Mortgage Rates Hit 7.3%: Lower Your Payment Without a Refi

Mortgage Rates Hit 7.3%: Lower Your Payment Without a Refi

Mortgage Rates Hit 7.3%: Lower Your Payment Without a RefiMarysol Calvillo
Published on: 09/10/2026

Refinance demand is down 56% with rates near 3-year highs. Six ways Houston and Katy homeowners can lower a mortgage payment without refinancing.

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